Features of the app

Sending money is now as easy as sending a text

  • Send to 50+ countries around the world from your mobile.
  • Sign up and start sending in minutes, with just a few taps
  • Transparent pricing and real-time tracking of your transfer
Get started, download the Moni app for free

send money in 4 easy steps

quote screen

select who and how much

Select a contact from your address book and enter the amount you want to send.

If you are sending for the first time, you will need to scan a debit card to set up your account.

enter account details

set up your account

If you are sending for the first time, you will need to scan a debit card to set up your account.

review your transfer

tell us how to deliver it

Once you've decided on the amount, you need to tell us how to send the money. The easiest way is to send it to their mobile number; or you could send money directly to their bank account.

confirm, check transfer progress

confirm and send

Review the details of your transfer and, when all is perfect, confirm your order.

You can then track the progress of your transfer at every step until it is completed.

track your transfer



We will send you and the recipient real-time updates showing how the transfer is progressing.


see transfer history

Review all details and status of your pending and past transfers within the app.


customer support

Get in touch with our support team if you have any questions about the app or the status your transfers.

receive in 3 easy steps

sign up

register using your mobile number

When someone sends you money, we will let you know so you can register (or log into your Moni app) to review the details of the pending transfer.

enter account details

choose where to receive the money

Once you review the transfer, enter the details of the bank account where you'd like the money to go, and that's it!

review your transfer

track your transfer status

As soon as you accept a transfer, you can check its status in your Transfer History. We’ll also send a notification when your transfer arrives in your account.

send it your way


direct to bank

You can transfer funds directly into a specific bank account, and they will arrive within 2 working days.


via SMS

We will notify your recipient via SMS and prompt them to enter their own bank details to receive the money.


mobile wallet

Send money to the mobile wallet associated with your recipients' mobile number. Funds are delivered instantly.



Top up your recipient's mobile number with any number of minutes.
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